Matching Engine | Home Loan Rates

RBA Cash Rate4.35%

Next decision29 Sept 2026

Market expectationHold likely

Updated 14 Aug 2026

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*Home loan comparison rates are calculated based on a loan amount of $150,000 repaid over a 25-year term with monthly repayments. The comparison rates only apply to the examples given. Different loan amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. homeloanrates.com.au provides general information only and does not compare every provider in the market.