Terms of Use

These Terms & Conditions govern your use of this website, operated by HomeLoanRates.com.au (“we”, “us”, or “our”). By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree, you must not use this website.

HomeLoanRates.com.au provides information about home loan interest rates, products, and related content for general informational purposes only. We aim to help Australians better understand home loan options and compare publicly available information from lenders.

We do not provide financial advice, credit assistance, or personalised recommendations.

All information on this website is general information only and does not take into account your personal objectives, financial situation, or needs.

You should consider whether the information is appropriate for you and seek independent advice from a licensed financial adviser, mortgage broker, or credit provider before making any financial decisions.

We take reasonable steps to ensure the information displayed on this website is accurate and up to date. However:

• Home loan rates, fees, and product features may change without notice

• Information may be delayed, incomplete, or subject to errors

• Not all available products or lenders may be listed

We do not guarantee the accuracy, completeness, or timeliness of any information on this website.

This website may contain links to third-party websites, lenders, or services. These links are provided for convenience only.

We do not control, endorse, or take responsibility for the content, accuracy, or practices of any third-party websites. Accessing third-party sites is at your own risk.

Using this website does not guarantee that you will:

• Obtain a particular interest rate

• Be approved for a loan

• Receive the lowest available rate in the market

Loan approval and pricing are determined solely by lenders based on their own criteria.

All content on this website, including text, design, layout, logos, graphics, and data compilations, is owned by or licensed to HomeLoanRates.com.au and is protected under Australian intellectual property laws.

You may view and use the content for personal, non-commercial purposes only. You must not reproduce, distribute, modify, or exploit any content without prior written permission.

You agree not to:

• Use the website for unlawful purposes

• Attempt to gain unauthorised access to systems or data

• Scrape, harvest, or systematically extract data

• Interfere with the website’s functionality or security

We reserve the right to restrict or terminate access if these Terms are breached.

To the maximum extent permitted by law, HomeLoanRates.com.au is not liable for any loss or damage, including indirect or consequential loss, arising from your use of or reliance on this website.

Nothing in these Terms excludes rights or remedies you may have under the Australian Consumer Law that cannot be excluded.

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information in accordance with Australian privacy laws.

We may update these Terms & Conditions from time to time. Any changes will take effect immediately upon being published on this website. Continued use of the website constitutes acceptance of the updated Terms.

These Terms & Conditions are governed by the laws of Australia, and any disputes will be subject to the exclusive jurisdiction of Australian courts.

If you have any questions about these Terms & Conditions, you can contact us at:

Email: contact@homeloanrates.com.au

Website: HomeLoanRates.com.au